Help paying Property Taxes
KEEP YOUR HOME
LOW MONTHLY PAYMENTS
EASY QUALIFYING
Solutions
Either we offer the best solution ourselves or we network with the company that does.
All consultations are free.
✔ BBB Accredited - Rated A+ (January 2026)
✔ Testimonials - In business since 2010.
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1. Traditional & Private Loans
Conventional, FHA, VA, and private lending options — availability varies by state, income, and credit.
If you qualify, these are usually the lowest-cost solutions.
2. Home Equity Investment (HEI)
Receive a lump sum to stop the tax sale with no monthly payments. In exchange, a portion of future home appreciation is shared when the home is sold or refinanced. For HEIs, we refer to industry-leader Point.com.
This option can make sense when cash relief and speed matter more than preserving 100% of long-term appreciation.
Great for families looking to access their equity without adding a mortgage payment to the monthly budget.
Point.com
Up to 30-Year Term – Longest term in the industry. Repay when you’re ready.
No Monthly Payments – You won’t owe anything month to month.
Keep 100% Ownership – You stay on title. Point shares in your home’s future appreciation.
BBB Accredited - Rated A+ (January 2026)
Trustpilot - Rated 4.7 (January 2026)
3. Probate & Inheritance Solutions
For heirs and beneficiaries who need access to funds before probate closes.
Use a portion of your inheritance to cover urgent expenses without taking a loan or selling under pressure.
It’s extremely common for people to have challenges with wills and probates after the death of a family member.
Work with a probate specialist. Access the property’s equity to help you get through the process.
4. Alternative / Direct Solutions
For when you need a concrete solution.
Work directly with a small business. No credit score required.
Within 90 days of a tax deadline, homeowners start to feel cornered. They don’t want to sell for a pittance, and they may not have time to delayed or declined by a bank.
There is no single “right” solution — the best option depends on income, equity, timing.
The first step is to listen to your situation and to what your goals are.
Why Comparison Matters
A typical “cash buyer” may offer 70% of value.
On a $200,000 home, that’s $140,000 — a $60,000 loss.
In many cases, that loss is avoidable.
Our Approach
We help you compare every realistic option, including ones we don’t get paid for, so you can:
Stay in your home when possible.
Preserve more equity.
Avoid irreversible decisions made under pressure.
For a free consultation, contact us at (800) 227-5957 or fill out the contact form below.
Alternative Solutions
When standard lending doesn’t work — but walking away doesn’t make sense
For homeowners who don’t meet conventional lending criteria, our solutions are based on income and home equity, not credit scores.
This is for people who are saying:
I have real equity. I’m working. I just need someone to meet me halfway.
I don’t want to lose a $300,000 home over a $20,000 problem.
I don’t want to be cornered into a fire-sale offer.
We’re a small business. We work in the real world.
You’ll speak directly with the decision-makers.
What Makes These Solutions Different
✔ No Credit Score Requirement
Equity comes first. Income matters more than credit history.
We regularly work with homeowners who have poor credit, limited credit, or no credit at all.
✔ Affordability-Focused Payments
The priority is keeping the home sustainable long-term.
We’re more flexible than institutional lenders because we’re not bound by automated underwriting rules.
✔ Simple, Direct Process
No banks. No layers of approval.
Just a straightforward review of the property, the situation, and the path forward.
✔ Stay in Your Home
This is what most clients want — and what we specialize in.
We offer long-term solutions designed to stabilize the situation, not force an exit.
✔ Sell on Your Terms, for Full Value
If selling makes sense, we help you avoid distressed pricing.
That can include paying urgent expenses now, remaining in the home for a period of time, and selling properly for full market value — not at a 50% discount.
✔ BBB Accredited - Rated A+ (January 2026)
✔ Testimonials - In business since 2010.
Requirements:
✔ Minimum property value $125,000.
✔ Property must be in good condition.
✔ Property must be a conventional site-built house.
If there’s a cleaner or less expensive solution, we’ll tell you — even if it’s not ours.
For a free consultation, contact us at (800) 227-5957 or fill out the contact form below.
Testimonials
I went through the entire process & today I still own my home. -Georgia
Kyle and Richard gave me an opportunity to explain my situation and offered me a solution. -Illinois
Getting through the contract process was extremely easy. -Missouri
I highly recommend RSF Properties to anyone in a similar situation and I honestly cannot express how thankful I am. -Arkansas
I just want to say Thank You so much you provide a great service for people in need and help make them a little less nervous and scared like I was when I thought I would lose everything basically like many my house is all I have really. -New Hampshire
From beginning to end, they kept their word, were very understanding and professional. -Pennsylvania
RSF Properties helped me when my own bank of over ten years wouldn't. -Missouri
For a free consultation, contact us at (800) 227-5957 or fill out the contact form below.
FAQ – Answers to Your Last-Minute Questions
Q: Is the consultation really free and no-obligation?
A: Yes. Your initial consultation costs nothing, and we never charge any upfront fees. We’ll assess your situation and explain your options. If you decide not to proceed or if we can’t help, you owe nothing.
Q: My credit is terrible and the bank turned me down. Can you still help?
A: Yes. We don’t rely on credit scores to help you. Many of our clients have low or no credit – that’s exactly why they come to us. We focus on the equity in your property and creative solutions that banks won’t offer. Even if traditional lenders said no, we find another way to solve the problem.
Q: Will I be forced to sell my house if I call you?
A: No. Our priority is helping you keep your home if that’s what you want. Selling is only discussed as an option if you are open to it or if it ends up being the best way to protect your equity – and even then, it’s your decision. We’re here to serve your best interests. If keeping the house is possible, that’s the plan we’ll focus on. If selling turns out to be the better path for you, we’ll make sure it’s safe, respectful, and on your terms.
For a free consultation, contact us at (800) 227-5957 or fill out the contact form below. You'll receive a call from our office line (805) 550-0691 typically within one business day.