Help paying Property Taxes
KEEP YOUR HOME
LOW MONTHLY PAYMENTS
EASY QUALIFYING
solutions
Our mission is to help clients find the right property tax solution, whether through our own services or our extended business network.
Some links on this page may earn us a commission at no additional cost to you.
1. Alternative Solutions
For those who don’t meet standard lending criteria, our solutions are based on your income and home equity rather than credit score. “I need a solution that meets X and Y conditions and I have strong equity and I’m working.” “I don’t want to lose a $200,000 house over a $20,000 problem.” “I don’t want to be pushed into a corner with a 50% cash offer.” We are flexible. We live in reality. Speak directly with a small business.
✔ No Credit Score Needed - Equity is king. Income is second. We work with homeowners at all levels of credit including no credit.
✔ Affordable Monthly Payments - Only HEIs are truly ‘no income,’ but we are more flexible than a bank. We will do our best to keep you in the home in a way that is affordable.
✔ Simplest Application Process - No banks involved. Keep it simple.
✔ Stay In Your Home - This is what most clients want. We offer long term solutions at varying price points. This is our specialty.
✔ Sell Your Home For Full Value - If you are considering selling and don’t want to accept a 50% offer from a ‘we buy houses’ company, we can help. We’ll work with you to pay taxes now, stay another 3-12 months, and sell properly for full value. Typically we’ll do this service for a flat fee plus an affordable monthly.
✔ BBB Accredited - Rated A+ (June 2025)
Requirements:
✔ Minimum property value $125,000
✅ Best for: Homeowners needing a personalized plan tailored to their financial situation. Click here to see if you qualify—no credit check required.
2. home equity investments
A home equity investment (HEI) allows you to access your equity without taking on a monthly payment. The investor pays cash in exchange for a percentage share of the property’s equity. The homeowner pays off the investor at a later date via a refinance or sale of the property.
✔ No Monthly Payments - Repay when you sell or refinance.
✔ Flexible Approval - Based primarily on your equity, not income or credit.
✔ Keep Full Ownership - Maintain your title and control of your property.
✔ No Income Requirements
Requirements:
✔ Minimum credit score of 500
✔ Qualify primarily based on equity rather than on credit and income
✔ Other terms may vary by provider
Point.com
Up to 30-Year Term – Longest in the industry. Repay when you’re ready.
No Monthly Payments – You won’t owe anything month to month.
Keep 100% Ownership – You stay on title. Point shares in your home’s future appreciation.
BBB Accredited - Rated A+ (June 2025)
Trustpilot - Rated 4.7 (June 2025)
Unlock.com
Pay Back on Your Timeline – Partial payments welcome. No pressure to sell. Pay back any time within 10 years.
No Monthly Payments – You won’t owe anything month to month.
Keep 100% Ownership – You stay on title. Unlock simply shares in your home’s future appreciation.
BBB Accredited - Rated A+ (June 2025)
Trustpilot - Rated 4.7 (June 2025)
✅ Best for: Homeowners with significant equity. Limited income or damaged credit are okay. Click here for the best home equity solutions.
3. Traditional Loans
If you have good credit and a steady income, traditional loans are a cost-effective way to pay off property taxes.
✔ Home Equity Lines of Credit (HELOCs)
✔ Cash-Out Refinancing
Requirements:
✔ Qualify primarily based on credit and income
✔ Terms may vary by provider
✔ Private and traditional lenders available on a state by state basis
✅ Best for: Homeowners with strong credit and stable income who feel most comfortable with a traditional loan. Click here to find your best loan terms.
For a free consultation, contact us at (800) 227-5957 or fill out the contact form below. You'll receive a call from our office line (805) 550-0691 typically within one business day.