home equity investments
An HEI provides cash you can use to pay property taxes, reduce debt, or cover other expenses without adding a monthly payment.
In exchange, the provider receives a share of your home’s future value or appreciation. You settle the agreement when you sell your home or by the end of its term.
It can be a great option if you have substantial equity but find it difficult to qualify for traditional financing.
RSF Properties may receive compensation if you click a link on this page or use a service through it. Qualifications, fees, and terms vary.
why use a home equity investment?
✅ Access cash without adding a monthly payment
✅ Stay In Your Home
✅ Credit Scores Starting at 500
Prequalify in minutes.
Point.com
Best For: Homeowners who want up to 30 years without monthly payments.
✅ Stay In Your Home
✅ Access cash without adding a monthly payment
✅ Credit Scores Starting at 500BBB Accredited - Rated A+ (September 2026)
Trustpilot - Rated 4.7 (September 2026)
Unlock.com
Best For: Homeowners who want flexible repayment options and/or smaller sums.
✅ Stay In Your Home
✅ Access cash without adding a monthly payment
✅ Credit Scores Starting at 500BBB Accredited - Rated A+ (September 2026)
Trustpilot - Rated 4.7 (September 2026)
Want To Explore Other Options?
Click here to learn more about Traditional Home Loans.