Alternative Solutions: Access Your Equity with Affordable Payments
Not everyone qualifies for a traditional home loan, but that shouldn’t mean you're out of options. Our alternative solutions provide access to your home’s equity based on your income—no credit score required. Enjoy affordable payments tailored to what you can afford while keeping ownership of your home.
Why Choose an Alternative Solution?
✅ No Credit Requirements – Approval is based on your income and home equity, not your credit score.
✅ Affordable Monthly Payments – Payments are structured to fit your budget, ensuring long-term stability.
✅ No Banks Required – We take care of everything in-house.
About Us
Our goal is to keep families in their home for an affordable monthly payment. Damaged credit or no credit is okay.
We are a family-owned company that has been in business since 2010. We have an A+ rating with the Better Business Bureau.
How Can We Help?
✅ Immediate Financial Assistance
✅ Affordable Monthly Payments
✅ Stay In Your Home
✅ Protect Your Equity
✅ Zero Cost Out of Pocket
How It Works
Contact Us For a Free Consultation – Meet simple income and home equity requirements.
Choose Your Best Solution – Select the best option based on your needs and financial goals.
Receive Funds to Secure Your Home – If you have an urgent deadline, please call as early as possible as it may change which services are available to you.
Requirements
✔ Property value must be at least $125,000.
✔ Property must be in good condition.
✔ Homeowners seeking payment plans must have current income.
How Much Does It Cost?
There are zero out of pocket expenses. In general, our fees are higher than a bank and lower than a home equity investment.
Want to Explore Other Options?
Learn more about Traditional Home Loans.
Learn more about Equity Sharing Agreements.
For a free consultation, contact us at (800) 227-5957 or fill out the contact form below. You'll receive a call from our office line (805) 550-0691 typically within one business day.