Traditional Home Loans: Access Your Equity with Fixed Monthly Payments
A traditional home loan is the most common path to accessing your equity. Whether you need funds for home improvements, debt consolidation, or major expenses, a home loan provides fixed payments with competitive interest rates.
Why Choose a Traditional Home Loan?
✅ Lower Interest Rates – Traditional loans typically offer lower interest rates than credit cards or personal loans.
✅ Predictable Monthly Payments – Fixed repayment schedules help you plan your finances with confidence.
✅ Flexible Loan Terms – Choose from a variety of repayment options, including 10, 15, 20, or 30-year terms.
Compare Your Traditional Loan Options
We partner with leading lenders to offer the best home loan solutions. Compare and choose the right option for you:
Asisloans.com
Key Benefit: Versatile lender that offers a variety of lending products.
Additional Products: Business loans, DSCR loans, reverse mortgages, etc.
Requirements for a traditional loan:
✔ Minimum credit score of 620.
✔ Property must be located in approved states: CA, CO, FL, GA, IL, NC, NJ, NY, PA, SC, TX.
To learn more, click here.
FarmersBankGroup.com
Key Benefit: Traditional bank that offers a variety of personal finance products.
Additional Products: Credit cards, personal loans, retirement accounts, etc.
Requirements for a traditional loan:
✔ Minimum credit score of 620.
✔ Available states subject to change.
To learn more, click here.
How It Works
Check Your Eligibility – Meet minimum credit and income requirements.
Get Pre-Approved – Receive a loan offer with a fixed interest rate and repayment schedule.
Close & Access Your Funds – Once approved, receive your funds in a lump sum or use them to refinance your existing mortgage.
Who Qualifies?
✔ Properties in good condition and located in approved markets.
✔ Minimum credit score of 620 required.
✔ Applicants must meet income requirements.
✔ Funds can be used for a variety of needs, including home improvements, paying off other debts, covering medical expenses, or any other financial priorities.
Want To Explore Other Options?
Click here to learn more about Equity Sharing Agreements.